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title: Acceptable verification documents by country | Modulr
description: Find acceptable identity and proof of address documents for your country. Use the country selector to see only what applies to you, aligned with our CDD requirements.
---

# Identity verification acceptable documents

As a regulated financial institution, we conduct document checks to comply with anti-money laundering (AML) and counter-terrorist financing obligations across the UK and EU. These checks form a core part of our Customer Due Diligence process, ensuring that identity and address documents are authentic and reliable.

Our approach aligns with the UK Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 (SI 2017/692) and Joint Money Laundering Steering Group (JMLSG) Guidance, EU Anti-Money Laundering Regulation (Regulation (EU) 2024/1624) and Directive (EU) 2024/1640 (AMLD6) NL: Wwft; Sanctions Act 1977, FR: Code Monetaire et Financier; various Arretes, IE: CJA 2010, ES: Law 10/2010; RD 304/2014. By following these frameworks and industry guidance, we demonstrate our commitment to mitigating financial crime risk and meeting regulatory expectations.

Instructions for the applicant

Please provide one document from **both** the Identification and Address lists below. Identification Documents need to be valid/current, and all Address Documents must be dated within the last three (3) months, unless stated otherwise.

**Important notes - please read if you are providing identity documents**

- Provide a high-quality image or a scanned document that is readable (colour) and show all four (4) corners. We do not accept black and white copies and if we cannot see the full document, we may ask for another copy.
- The identification document must be valid, current and include your photograph, full name, date of birth and the full machine-readable zone MRZ (the two lines of letters and numbers at the bottom of the document) if applicable.
- Proof of address document should show all four corners and include your full name, current address and date issued or received.
- In certain circumstances, where copies of documents are provided, we may require additional verification, which may include certification of the documents as true copies by an authorised person.

Identity Verification Requirements for individuals under 18 years old

- Birth certificate, displaying the legal guardianship.
- Identity Verification of a parent or guardian, with a proof of identity and proof of address from the documents listed based on the country of residence (see below).

Select a country to show the ID requirements for that region

Choose country

Choose a country from the dropdown above to view the required documents.

Passport (showing all four corners) Full or provisional UK/EEA photocard driving licence (cannot use your UK (United Kingdom) licence for both identification and proof of address) National Identity Card (only acceptable for EEA (European Economic Area) or Swiss National customers) bearing a photograph of the applicant and showing the front and back EU/EEA or UK Residence permit/card (issued by the Home Office) Northern Ireland voter's card Utility bill (Gas, electricity, oil, home broadband or water bill for the current billing period) Landline (telephone) bill (mobile phone bills are not acceptable) TV, satellite, or cable bill dated within the last three (3) months Bank, Building Society, Credit Union, or Credit Card statement (show your recent transactions) dated within the last 3 months Mortgage statement from a recognised lender (dated within the last 12 months) Life assurance/life insurance policy, dated within the last three (3) months but outside of cancellation period A local council tax bill for the current billing/fiscal year HM Revenue & Customs documentation (PAYE Coding Notice/Tax Notification/Self-Assessment/Statement of Account or NI contributions bill valid for the current tax year issued by Job Centre Plus) dated within the last three (3) months. We do not accept P45 or P60 forms Current Tenancy Agreement, from a local council or a recognised letting agency Home or Motor insurance certificate, valid for the current year but outside of cancellation period - we cannot accept cover notes Notification letter from Benefits Agency/Local Authority confirming your right to benefits (Department for Works and Pensions, Jobcentre Plus, Benefits Agency or Veterans Agency), dated within the last 12 months Vehicle registration document (dated within the last 12 months) A UK driving licence (Photocard) - this document can only be accepted if not already provided for identity verification purposes

Reisepass (Passport) Aufenthaltstitel (Residence permit) – must remain valid for a minimum of the next 3 months Personalausweis Republik Österreich (Identity card) – scans of front and back are required Konventionsreisepass (Passport for asylum seekers) Identitätskarte für Fremde (Identity card for foreigners) – scans of front and back are required Bestätigung der Meldung / Meldezettel (Residence registration) – must remain valid for a minimum of the next 3 months Rechnung für Strom oder Gas (Utility bill) – dated within last 3 months Kontoauszug (Bank statement) – dated within last 3 months Jahresabschlüsse (Financial statements) – dated within last 3 months

Paspoort / Passeport / Reisepass (Passport) Verblijfsvergunning / Permis de résidence / Aufenthaltsgenehmigung (Residence permit) – must remain valid for a minimum of the next 3 months Elektronische identiteitskaart / Carte d'identité / eID (Identity card) – scans of front and back are required Elektronische vreemdelingenkaart / Carte d'identité d'étranger / Elektronische Ausländerkarte (Identity card for foreigners) – scans of front and back are required Attest van hoofdverblijfplaats / Certificat de résidence / Bescheinigung über den Hauptwohnort (Certificate of residence) – must remain valid for a minimum of the next 3 months Energierekening / Facture de service / Rechnung eines Versorgungsunternehmens (Utility bill) – dated within last 3 months Bankafschrift / Relevé bancaire / Kontoauszug (Bank statement) – dated within last 3 months Verblijfsvergunning / Permis de résidence / Aufenthaltsgenehmigung (Residence permit) – must remain valid for a minimum of the next 3 months Attest hypothecaire lening / État hypothécaire / Auszug aus dem Hypothekarkonto (Mortgage statement) – dated within last 3 months Attest van hoofdverblijfplaats / Courrier de confirmation d'enregistrement à la maison communale / Bescheinigung über den Hauptwohnort (Letter certifying registration at local town hall) – must remain valid for a minimum of the next 3 months Pensioenoverzicht / Relevé de pension / Rentenbescheinigung (Pension statement) – dated within 6 months

Διαβατήριο / Pasaport (Passport) Δελτίου Ταυτότητας / Kimlik kartı (Identity card) – scans of front and back are required Λογαριασμός κοινής ωφέλειας / Elektrik, su, doğal gaz faturası (Utility bill) – within last 3 months Αντίγραφο κίνησης λογαριασμού / Hesap özeti (Bank statement) – within last 3 months Αντίγραφο κίνησης λογαριασμού στεγαστικού δανείου / Konut kredisi ekstresi (Mortgage statement) – within last 3 months Ειδοποίηση επιβολής φόρου (Tax bill) – within the last 3 to 12 months Βεβαίωση Εγγραφής / Tescil belgesi (Registration certificate) – must remain valid for a minimum of the next 3 months

Pas (Passport) Opholdstilladelse (Residence permit) – scans of front and back are required Identitetskort fra København (City of Copenhagen Identity card) – scans of front and back are required Forsyningsregning (Utility bill) – dated within 3 months Kontoudtog (Bank statement) – dated within 3 months Realkreditopgørelse (Mortgage statement) – dated within 3 months Lejekontrakt (Rental contract) – must remain valid for a minimum of the next 3 months Skattevurdering (Tax assessment) – dated within 12 months Sundhedskort / sygesikringskort (Health insurance card)

Passi / Pass (Passport) Oleskelukortti / Uppehållstillstånd (Residence card) – scans of front and back are required Henkilökortti / Identitetskort (Identity card) – scans of front and back are required Tilinpäätökset / Årsredovisning (Financial statements) – within last 3 months Sähkö-/ vesi-/ jäte-/ kaasu-/ puhelin-/ internet- tai kaapelilaskut (Electricity/water/waste/gas/phone/internet or cable bill) – dated within 3 months Statement from a financial institution (bank statement / credit card bill / financial statements from pension or insurance companies / mortgage statement) – dated within 3 months

Passeport (Passport) Carte de résident permanent (Permanent Resident card) – scans of front and back are required Carte d'identité (Identity card) – scans of front and back are required Facture d'électricité, de gaz ou d'eau (Utility bill) – dated within last 3 months Relevé bancaire (Bank statement) – dated within last 3 months Quittance de loyer d'un organisme social ou d'une agence immobilière (Rent receipt from social or real estate agency) – must remain valid for a minimum of the next 3 months Avis d'imposition entier (Taxation notice) – dated within 12 months

Reisepass (Passport) Unbefristeter Aufenthaltstitel (Permanent Resident card) – scans of front and back are required Personalausweis (Identity card) – scans of front and back are required Aufenthaltstitel (Residence permit) – scans of front and back are required Anmeldebestätigung / Meldebescheinigung (Proof of residence) – must remain valid for a minimum of the next 3 months Meldebescheinigung (Landlord letter) – must remain valid for a minimum of the next 3 months Betriebskostenabrechnung (Utility bill) – dated within last 3 months Bankauszug (Bank statement) – dated within 3 months Darlehenskontoauszug (Mortgage statement) – dated within 3 months

Διαβατήριο (Passport) Δελτίο Ταυτότητας (Identity card) – scans of front and back are required Βεβαίωση Διαμονής (Residence Certificate) – must remain valid for a minimum of the next 3 months Λογαριασμός κοινής ωφέλειας (Utility bill) – dated within last 3 months Αντίγραφο κίνησης λογαριασμού (Bank statement) – dated within last 3 months Αντίγραφο κίνησης λογαριασμού στεγαστικού δανείου (Mortgage statement) – must remain valid for a minimum of the next 3 months

Passport Full or provisional driver's licence – scans of front and back are required National Age Card – scans of front and back are required Irish Residence Permit (IRP) – scans of front and back are required Full or provisional driver's licence – scans of front and back are required Utility bill – dated within last 3 months Bank statement – dated within last 3 months Car Insurance Policy – valid for the current year but outside of the cancellation period; cover notes are not accepted (dated within 3 months) Home Insurance Policy – valid for the current year but outside of the cancellation period; cover notes are not accepted (dated within 3 months) Social insurance document – dated within 3 months Tax credit certificate (TCC) – dated within 12 months Statement of Liability from Revenue – dated within 12 months CCR Report – dated within the last 3 months Statement of Liability from Revenue - dated within 12 months A Statement of Liability is a document you can get from Revenue (the Irish tax office) that shows: how much money you earned in a year, how much tax you paid, and whether you’re owed a refund or owe more tax.

Passaporto (Passport) Libretto di pensione (Pension book) Carta di identità / Carta d'identità (Identity card) – scans of front and back are required Documento di soggiorno permanente (Permanent Resident card) – scans of front and back are required Carta di identità / Carta d'identità (Identity card) – scans of front and back are required Certificato di residenza (Residence certificate) – must remain valid for a minimum of the next 3 months Bolletta (Utility bill) – dated within last 3 months Estratto conto bancario (Bank statement) – dated within last 3 months

Paspoort (Passport) Nationaal ID-bewijs (National ID) – scans of front and back are required Verblijfsvergunning (Resident permit ID) Energierekening (Utility bill) – dated within 3 months Verklaring van een financiële instelling (Statement from a financial institution) – dated within last 3 months Jaaropgaaf (Employer's annual statement) Brief van de gemeente (Municipality letter) Brief van het UWV

Pass (Passport) Oppholdskort (Resident permit ID) – dated within 12 months ID-kort (ID card) Oppholdskort (Resident permit ID) – must remain valid for a minimum of the next 3 months Vann- eller strømregning (Utility bill) – dated within 3 months Kontoutskrift fra en finansinstitusjon (Statement from a financial institution) – dated within 3 months Bostedsattest (Proof of Residence) – must remain valid for a minimum of the next 3 months

Passaporte (Passport) Título de residência (Residence Permit) – scans of front and back are required Cartão de identidade (ID card) – scans of front and back are required Carta de condução (Driver's licence) Cartão de identidade (ID card) – scans of front and back are required Fatura de serviços (Utility bill) – dated within last 3 months Atestado de residência (Residence certificate) – must remain valid for a minimum of the next 3 months

Pasaporte (Passport) Documento nacional de identidad (DNI) (National ID) – scans of front and back are required Tarjeta de Identidad de Extranjero Card (Resident permit ID) Tarjeta Residencia (Residence Card) – scans of front and back are required Foreigner Identity card (NIE) Factura de servicios públicos (Utility Bill) – within last 3 months Extracto bancario o factura de teléfono móvil (Bank statement) – within last 3 months Certificado de residencia (Residence certificate) – must be valid for a minimum of 3 months

Pass (Passport) ID-kort (Swedish Standards Institute (SIS) approved ID cards) Nationellt ID-kort (National ID) – scans of front and back are required Hushållsräkning (Utility Bill) – within 3 months Bankkontoutdrag (Statement from a financial institution) – within 3 months Uppehållstillståndskort (Residence permit card) – must remain valid for a minimum of the next 3 months

Reisepass / Passeport / Passaporto (Passport) Aufenthaltsbewilligung / Permis de séjour / Libretto per stranieri (Residence permit) Identitätskarte / Carte d'identité / Carta d'identità (National ID) – scans of front and back are required Wohnsitzbestätigung / Attestation de résidence / Certificato di domicilio (Residence certificate) – must remain valid for a minimum of the next 3 months Rechnung von Energieversorgern / Facture de services publics / Fattura di fornitori di energia (Utility Bill) – within 3 months Kontoauszug / Déclaration d'une institution financière / Dichiarazione di un istituto finanziario (Statement from a financial institution) – within last 3 months

Passport (showing all four corners) Residence permit/card National Identity Card bearing a photograph of the applicant and showing the front and back Utility bill (Gas, electricity, oil, home broadband or water bill for the current billing period) Landline (telephone) bill (mobile phone bills are not acceptable) TV, satellite, or cable bill dated within the last three (3) months Bank, Building Society, Credit Union, or Credit Card statement dated within the last 3 months Mortgage statement from a recognised lender (dated within the last 12 months) Life assurance/life insurance policy, dated within the last three (3) months but outside of cancellation period Home or Motor insurance certificate, valid for the current year but outside of cancellation period – cover notes are not accepted Vehicle registration document (dated within the last 12 months)

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